Carbon Surface Heating vs. Heat Pump – Economic Efficiency

Comparison of power consumption, investment costs, funding logic, and PV self-consumption – with a real reference case.

Focus: paid kWh/year Reference: detached house, very good standard PV: 10 kWp Hot water separate

Recommended if you already know the living space, building standard, and PV data (if applicable).

1) Reference Case

Object: Detached house, very good efficiency standard, 82 m² living space.
Usage: all rooms constantly 22 °C (24/7).
Hot water: external (instantaneous water heater), not included.
PV: 10 kWp installed.

Classification: With very low heating loads, the overall economic efficiency (investment + operation + PV + funding) often plays a greater role than a pure percentage discussion.

2) Comparison: Consumption, Costs, Funding, PV

Criterion Carbon Surface Heating Heat Pump
Power Consumption Space Heating 1,615 kWh/year (measured) ≈ 300–700 kWh/year (practical range)
Investment Costs ≈ €8,000 ≈ €30,000 (incl. underfloor heating/control/installation)
Additional Investment HP ≈ €22,000
Funding Logic Eligibility for funding possibly via building standard (overall concept) often directly eligible as an individual measure (depending on the program)
PV Self-Consumption tends to be higher tends to be lower
Maintenance & Complexity very low higher

Would you like to know what this means for your building? We create an individual economic efficiency analysis based on your key data.

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Note: This page is a building-specific example and does not replace individual planning or a binding funding review.

3) Amortization

Definition: Amortization period = Additional investment heat pump ÷ annual electricity cost savings (space heating only).

Additional investment in the example: ≈ €22,000 | Electricity price assumption: €0.35/kWh
Scenario Savings (kWh/year) Savings (€/year) Amortization
Without PV effect (kWh difference only) ≈ 1,015 ≈ €355 ≈ 62 years
With PV effect (typical grid electricity consumption) ≈ 410 ≈ €144 ≈ 153 years

The PV effect varies depending on the control strategy, load profile, and storage (if applicable).

4) Decision Support

  • Focus on paid kWh: The decisive factor is the actual electricity consumption billed.
  • Investment vs. Savings: In very efficient buildings, the absolute electricity savings are limited – the investment dominates.
  • PV Usage: Direct electricity can make good use of PV self-consumption.
  • Funding Logic: Eligibility for funding often results from the building standard (overall concept).
  • Complexity: Lower complexity can reduce maintenance and risks.

5) FAQ

Is carbon surface heating eligible for funding?

Under certain conditions: yes. Eligibility for funding often results from the building standard achieved (overall concept) – not necessarily from an individual measure "heating". The respectively valid funding conditions and evidence in individual cases are decisive.

Why do you consider kWh/year and not just efficiency indicators?

Customers pay for the kWh that arrive at the meter. Especially with very low heating loads, the absolute amount of energy is small – then the overall calculation of investment and operation is decisive.

Does the result apply to every building?

No. This is a building-specific example. With a higher heating load, different area, different usage profile, or without PV, the result may differ. Individual planning is recommended.

Would you like your own numbers? Send us a brief description of the living space, building standard, and PV status – we will create an individual assessment.

Request Individual Calculation
Note: This page is an informational representation and does not constitute a legally binding funding commitment. Funding programs and conditions are subject to change; the respectively valid guidelines are decisive.
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